Personal Insurance Services

Personal Insurance Services


Auto Insurance

Accidents are inevitable.

That’s why you have to take great care in selecting your insurance. You know the best protection starts with having an insurance agent who will evaluate your needs, help you understand the options available to you and match you with the right coverage at a competitive price.



Man Calculating Car Damage — Muskegon, MI — Nolan Insurance Agency

We work with you to ensure that you have appropriate protection for:

  • Liability limits
  • Personal injury protection
  • Uninsured and underinsured motorist coverage
  • Agreed value coverage
  • Rental car coverage
  • Comprehensive and collision coverage
  • Electronic equipment
  • Full glass coverage
  • Towing and labor

You can drive with confidence knowing that you are well taken care of. Contact us today for professional advice on the type and amount of coverage options that are right for you.

Home Insurance

Protect the hub of your family's everyday life. Be certain you have the coverage your home needs.

FIRE, FLOODS, OR OTHER DISASTERS CAN CHANGE EVERYTHING IN THE BLINK OF AN EYE.

When something happens to your home or your family’s possessions, the stress can be overwhelming. The last thing you want to worry about is how you’ll replace what’s been lost.



A Brown Damaged House — Muskegon, MI — Nolan Insurance Agency

With comprehensive homeowner’s insurance, you’ll have the peace of mind of knowing that your property and belongings are protected.

Many homeowner’s insurance policies don’t provide adequate coverage in the event of a complete loss. You want to be sure that your policy provides compensation for:

  • Reconstruction costs: If your home is destroyed or seriously damaged, get compensation for the cost to rebuild your home.
  • Living expenses: If you are temporarily unable to live in your home due to a disaster, you can get coverage for living expenses such as hotels and meals.
  • Limited coverage for replacement of jewelry, art or other valuables: If stolen, lost or destroyed, you can receive set limits of compensation to help cover the cost of replacing these valuables. (You may want to purchase additional coverage depending on the value of your possessions.)
  • Liability coverage: If you are sued for accidental injury or property damage, you have coverage up to your liability limits. (You may also want to supplement your liability coverage with personal umbrella insurance.)
  • Water backup options: Protect yourself against damage caused by backups from sewers and drains. 

Life Insurance

Life Insurance can do more than you may think.


Imagine having the confidence of knowing that loved ones who depend on you today will be secure tomorrow. Especially when you’re young and healthy, it’s easy to think that life insurance is an “extra” that is not a big deal. Unfortunately, the unexpected happens every day. What would your family do if their lives changed suddenly?


Our agents take the time to get to know you. We listen. And then we find the best solutions for your situation, your budget, and your family.



Elderly Claiming Insurance — Muskegon, MI — Nolan Insurance Agency

Coverage for Life:



Nolan Insurance is the perfect place to ask questions – and let our experts find smart, affordable answers – for life protection and specific coverage that can further protect your interests, such as:

  • Mortgage protection
  • Future education costs
  • Business partnership
  • End-of-life expenses


Taking care of your family is something you take seriously. So do we. Learn more about protection for their lifetimes and yours.

Umbrella Insurance

One lawsuit can change everything.


If someone is injured on your property, or because of an accident you caused, you’ll likely be held liable. And, what if the settlement or judgment costs you more than what your home or auto policy covers? How will you pay?


Standard homeowners and auto policies provide only minimal liability coverage, which can put the cumulative value of your home, vehicles, savings and investments at risk.


A Personal Umbrella insurance policy provides extra liability protection by extending the limits of your auto, home or boat policies. Should you be named in a lawsuit, a personal umbrella policy will cover defense costs, attorney fees and other charges associated with a lawsuit that exceeds the limits of your basic policies.


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